Georgetown, TX homes for sale: taxes, schools and new construction

Why are so many buyers looking at Georgetown, TX homes for sale?

Georgetown has added people faster than almost any city its size. The U.S. Census Bureau's May 2023 release named Georgetown the fastest-growing city by percent change in 2022 among all U.S. cities and towns with at least 50,000 people, at 14.4%. The Bureau's Vintage 2025 estimates put the city at 106,907 residents on July 1, 2025, compared with 68,725 five years earlier, a gain of 38,182 people (computed).

Georgetown is also the home of Southwestern University, which the City of Georgetown lists among its education assets. For a buyer, the practical questions are which taxes apply to a given street, whether a subdivision carries a MUD or PID, and which school zone serves it. The sections below cover each of those.

Sources: U.S. Census Bureau: Large Southern Cities Lead Nation in Population Growth (May 18, 2023) ↗ · U.S. Census Bureau: Vintage 2025 population estimates, Texas incorporated places (SUB-EST2025) ↗ · City of Georgetown: Education and Schools ↗

What are the property tax rates in Georgetown, TX?

A home inside Georgetown city limits pays four taxing units: Williamson County, the county's FM/Rd (farm-to-market and road) fund, the City of Georgetown and a school district; the table uses Georgetown ISD. The Williamson County Tax Assessor-Collector's 2025 Tax Rates and Exemptions list shows $0.369447 per $100 for the county, $0.044329 for FM/Rd, $0.353000 for the city and $1.050600 for Georgetown ISD. Together that is $1.817376 per $100 of taxable value (computed).

Those are the latest adopted rates the county has published as a full list. For the 2026 tax year, the tax office's rate page so far posts each unit's rate calculation worksheet, which comes before adoption; the Texas deadline to adopt is late September, so check the list again in October. Georgetown has no hospital district or community college tax. The Austin property taxes guide explains how the appraisal district, the rates and the bill fit together.

Some addresses also pay the Upper Brushy Creek Water Control and Improvement District, a flood-control district, at $0.017 per $100 for 2025 on the Williamson County list. Its notice to purchasers says the district lies wholly or partly within the city limits or extraterritorial jurisdiction of Georgetown and six other cities without saying which parts, so it is not in the combined rate above; look for it among the taxing units on the appraisal district record for the address.

Sources: Williamson County Tax Assessor-Collector: 2025 Tax Rates and Exemptions ↗ · Williamson County: Tax Rates (rate worksheets by taxing unit and year) ↗ · Upper Brushy Creek WCID: Notice to Purchaser of Special Taxing or Assessment District (revised May 2021) ↗ · Upper Brushy Creek WCID: FAQs ↗

How much are property taxes on a $400,000 home in Georgetown?

Take an example homestead inside Georgetown city limits and Georgetown ISD with a $400,000 appraised value, owned by someone under 65. The 2025 list shows a 5% homestead exemption with a $5,000 minimum at Williamson County and the City of Georgetown, a $3,000 exemption on the FM/Rd levy, and the state's $140,000 school exemption at Georgetown ISD. That leaves taxable values of $380,000, $397,000, $380,000 and $260,000.

At 2025 rates the bill comes to $5,652.85: $1,403.90 to the county, $175.99 to FM/Rd, $1,341.40 to the city and $2,731.56 to Georgetown ISD (all computed). That is about 1.41% of the $400,000 value. A real bill uses the WCAD value for the parcel, limited by the homestead cap described in the property tax guide, plus any MUD or PID on top.

Sources: Williamson County Tax Assessor-Collector: 2025 Tax Rates and Exemptions ↗

Which school district serves Georgetown, TX?

The tax table on this page uses Georgetown ISD. School district lines are drawn separately from city limits and from ZIP codes, so a Georgetown mailing address is not proof of the district. The appraisal district record lists the school district that taxes a parcel, and Georgetown ISD publishes attendance-zone maps showing which campus serves each street.

This page does not rate or rank schools. To compare campuses, go to the district's own site and the Texas Education Agency's published reports, and confirm the attendance zone for the exact address before you write an offer. New subdivisions can be rezoned as the district opens campuses, so ask the district whether any boundary change is under review for the street you are considering.

Sources: Georgetown ISD: Attendance Zones ↗ · Williamson Central Appraisal District: Property Search ↗

Where is new construction around Georgetown, and do MUDs and PIDs add to the bill?

Special districts add their own line to many Williamson County tax bills. The Williamson County tax office's 2025 list includes 73 municipal utility districts with rates from $0.18 to $1.00 per $100, a median of $0.69 (computed), and 17 public improvement districts. One of them, Georgetown Village PID, levies $0.12 per $100; most PIDs, including Cimarron Hills PID, are assessments the district sets rather than a rate on the list. The community table above names the builders and districts in four Georgetown master-planned communities.

Texas requires the seller to give a notice to purchaser for a MUD under Water Code §49.452 and a PID notice under Property Code §5.014 before the contract is signed, and both notices state the current rate or assessment. Also check whether the subdivision is inside city limits. The City of Georgetown notes that release from its extraterritorial jurisdiction does not remove property from an emergency services district. Williamson County ESD No. 8, which served more than 28,000 residents outside the city limits in 2023, levied $0.091200 in 2025, and ETJ homes do not pay the city rate.

Sources: Williamson County Tax Assessor-Collector: 2025 Tax Rates and Exemptions ↗ · Texas Water Code §§49.452-49.4521, Notice to Purchasers ↗ · Texas Property Code §§5.008, 5.014 (seller's disclosure and PID notice) ↗ · City of Georgetown: Extra-Territorial Jurisdiction (ETJ) and City Limits ↗ · Community Impact: Election would authorize sales tax for fire, EMS services outside Georgetown city limits (2023) ↗

Why have your own agent before visiting Georgetown model homes?

The sales consultant in a Georgetown model home works for the builder. Since January 1, 2026, Texas Occupations Code §1101.563 has required a license holder working with a buyer to sign a written agreement before showing any home, and TREC says that agreement must state in conspicuous language that broker compensation is not set by law and is fully negotiable.

Builders set their own rules for recognizing a buyer's agent, and the first visit is where those rules apply. KB Home's published policy, for example, requires the agent to accompany the client at the first visit, register the client then, and show a signed buyer agreement that predates the purchase contract. Other builders' policies differ, so ask for the written policy before you tour. The new construction homes in Austin guide covers builder contracts, inspections and warranties.

Sources: Texas Occupations Code §1101.563, Written Agreement Required ↗ · TREC: What changes in 2026 about buyer/tenant representation in Texas ↗ · KB Home: For Real Estate Agents (broker cooperation policy) ↗

How do you check a specific Georgetown address before making an offer?

Start with the Williamson Central Appraisal District's property search, which lists every taxing unit on the parcel, the current value and the exemptions. That answers the questions this page cannot: whether the home is inside city limits, which school district taxes it, and whether a MUD, PID or water control district is on the bill. The TCEQ Water Utility Database lists each water district's name and status.

Next, look up the address on FEMA's Flood Map Service Center, which shows the effective flood zone and whether a lender will require flood insurance. Then confirm the campus on Georgetown ISD's attendance-zone page. For prices, the market table on this page shows current ZIP figures, and the Austin market data page shows the metro trend behind them.

Sources: Williamson Central Appraisal District: Property Search ↗ · TCEQ Water Utility Database (water districts) ↗ · FEMA Flood Map Service Center ↗ · Georgetown ISD: Attendance Zones ↗